So what does Benefits Philosophy mean? It is simply a better way to understand the objectives of each organization’s benefits program. Employers rarely sit down and take a comprehensive look at the employee benefits program; often, the program was implemented by someone else and inherited by the current administration.

• Moderator: Adam
• Speaker Name: Josh Ruiters
Joshua Ruiters is a consultant who has been specializing in insurance and group benefits solutions for the last 10 years. During his 10 years in the industry Josh has held roles and worked with some of Canada’s largest insurance carriers, consulting houses, and Third Party Administrators. Josh Passionately believes that employees are the most important part of any organization. His Primary focus is working with organizations to create a culture where employees feel appreciated and valued. Outside of work Josh lives in Halton Hills with his wife Katie and their threeyear-old daughter Anna. Josh enjoys cooking, spending time outdoors and cheering for the Maple Leafs.
• Guest BOA member: Kathryn Hill
BA, CPA, CGA, FCPA. Seasoned Manager and Board of Director member, with in-depth knowledge and experience in Human Resources, Payroll, Benefits, Pension/Investments, Share Purchase and Corporate Insurance programs for multiple countries around the world.